Aner - Sistema de Ayudas On-Line: WINCONTA FINANCIALS

ANEXO VIII
CÓDIGOS DE CATEGORÍA (AT- 59)
Y PROPÓSITO (AT- 58) DEL ADEUDO DIRECTO BÁSICO SEPA

Tabla 1 – Categoría de propósito (AT- 59)

CÓDIGO	NOMBRE Y DEFINICIÓN
CASH	Transferencia de gestión de efectivo. La transacción es una instrucción general de gestión de efectivo.
CCRD	Pago de Tarjeta de Crédito. La transacción está relacionada con un pago de tarjeta de crédito.
CORT	Pago de liquidación de operaciones. La transacción está realizada con la liquidación de una operación. Por ejemplo: una operación de compraventa de divisa o una operación de valores.
DCRD	Pago de Tarjeta de Débito. La transacción está relacionada con un pago de tarjeta de débito.
DIVI	Dividendos. La transacción es el pago de dividendos.
GOVT	Pago de la administración. La transacción es el pago a o de un departamento de la administración pública.
HEDG	Cobertura. La transacción está relacionada con el pago de una operación de cobertura.
ICCP	Pago de tarjeta de crédito irrevocable. La transacción es un reembolso de un pago de tarjeta de crédito.
IDCP	Pago de tarjeta de débito irrevocable. La transacción es un reembolso de un pago de tarjeta de débito.
INTC	Pago intra-compañía. La transacción es un pago intra-compañía. Por ejemplo: un pago entre dos compañías pertenecientes a un mismo grupo.
INTE	Intereses. La transacción es un pago de intereses.
LOAN	Préstamos. La transacción está relacionada con la transferencia de un préstamo a un prestatario.
PENS	Pago de pensión. La transacción es el pago de una pensión.
SALA	Nóminas. La transacción es el pago de nóminas.
SECU	Valores. La transacción es el pago de valores.
SSBE	Pago de asistencia a Seguridad Social. La transacción es de una asistencia de S.S. Por ejemplo: el pago hecho por la S.S. para el mantenimiento de individuos.
SUPP	Pago a proveedores. La transacción está relacionada con el pago a un proveedor.
TAXS	Pago de impuestos. La transacción está relacionada con el pago de impuestos.
TRAD	Comercio. La transacción está relacionada con el pago de una transacción comercial.
TREA	Pago de tesorería. La transacción está relacionada con operaciones de tesorería.
VATX	IVA. La transacción es el pago del IVA.
WHLD	Retenciones. La transacción está relacionada con el pago de retenciones (impuestos)

Tabla 2 - Propósito del Adeudo directo (AT- 58)

No	Code	Classification	Name	Definition
1	CDCD	Card Settlement	Cash disbursement	ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter)
2	CDCB	Card Settlement	CardPayment with Cashback	Purchase of Goods and Services with additional Cash disbursement at the POI (Cashback)
3	CDQC	Card Settlement	Quasi Cash:	Purchase of Goods which are equivalent to cash like coupons in casinos.
4	CDOC	Card Settlement	Original Credit	A service which allows the card acceptor to effect a credit to a cardholder' account. Unlike a Merchant Refund, an Original Credit is not preceded by a card payment. This service is used for example for crediting winnings from gaming.
5	ACCT	Cash Mgmt	AccountManagement	Transaction moves funds between 2 accounts of same account holder at the same bank.
6	CASH	Cash Mgmt	CashManagementTransfer	Transaction is a general cash management instruction.
7	COLL	Cash Mgmt	CollectionPayment	Transaction is acollection of funds initiated via a credit transfer or direct debit.
8	CSDB	Cash Mgmt	CashDisbursement	Transaction is related to cash disbursement.
9	DEPT	Cash Mgmt	Deposit	Transaction is releted to a payment of deposit.
10	INTC	Cash Mgmt	IntraCompanyPayment	Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group.
11	LIMA	Cash Mgmt	LiquidityManagement	Bank initiated account transfer to support zero target balance management, pooling or sweeping.
12	NETT	Cash Mgmt	Netting	Transaction is related to a netting operation.
14	AREN	Commercial	Accounts Receivables Entry	Transaction is related to a payment associated with an Account Receivable Entry
15	BEXP	Commercial	BusinessExpenses	Transaction is related to a payment of business expenses.
16	BOCE	Commercial	Back Office Conversion Entry	Transaction is related to a payment associated with a Back Office Conversion Entry
17	COMC	Commercial	CommercialPayment	Transaction is related to a payment of commercial credit or debit. (formerly CommercialCredit)
18	CPYR	Commercial	Copyright	Transaction is payment of copyright.
19	GDDS	Commercial	PurchaseSaleOfGoods	Transaction is related to purchase and sale of goods.
20	GDSV	Commercial	PurchaseSaleOfGoodsAndServic es	Transaction is related to purchase and sale of goods and services.
21	GSCB	Commercial	PurchaseSaleOfGoodsAndServic esWithCashBack	Transaction is related to purchase and sale of goods and services with cash back.
22	LICF	Commercial	LicenseFee	Transaction is payment of a license fee.
23	POPE	Commercial	Point of Purchase Entry	Transaction is related to a payment associated with a Point of Purchase Entry.
24	ROYA	Commercial	Royalties	Transaction is the payment of royalties.
25	SCVE	Commercial	PurchaseSaleOfServices	Transaction is related to purchase and sale of services.
26	SUBS	Commercial	Subscription	Transaction is related to a payment of information or entertainment services either in printed or electronic form.
27	SUPP	Commercial	SupplierPayment	Transaction is related to a payment to a supplier.
28	TRAD	Commercial	TradeServices	Transaction is related to a trade services operation.
29	CHAR	Consumer	CharityPayment	Transaction is a payment for charity reasons.
30	COMT	Consumer	ConsumerThirdPartyConsolidate dPayment	Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, ie credit counseling or bill payment companies.
31	CLPR	Finance	CarLoanPrincipalRepayment	Transaction is a payment of car loan principal payment.
32	DBTC	Finance	DebitCollectionPayment	Collection of funds initiated via a debit transfer.
33	GOVI	Finance	GovernmentInsurance	Transaction is related to a payment of government insurance.
34	HLRP	Finance	HousingLoanRepayment	Transaction is related to a payment of housing loan.
35	INPC	Finance	InsurancePremiumCar	Transaction is a payment of car insurance premium.
36	INSU	Finance	InsurancePremium	Transaction is payment of an insurance premium.
37	INTE	Finance	Interest	Transaction is payment of interest.
38	LBRI	Finance	LaborInsurance	Transaction is a payment of labor insurance.
39	LIFI	Finance	LifeInsurance	Transaction is a payment of life insurance.
40	LOAN	Finance	Loan	Transaction is related to transfer of loan to borrower.
41	LOAR	Finance	LoanRepayment	Transaction is related to repayment of loan to lender.
42	PPTI	Finance	PropertyInsurance	Transaction is a payment of property insurance.
43	RINP	Finance	RecurringInstallmentPayment	Transaction is related to a payment of a recurring installment made at regular intervals.
44	TRFD	Finance	TrustFund	Transaction is related to a payment of a trust fund.
45	ADVA	General	AdvancePayment	Transaction is an advance payment.
46	CBFF	General	CapitalBuilding	Transaction is related to capital building fringe fortune, ie capital building for retirement.
47	CCRD	General	CreditCardPayment	Transaction is related to a payment of credit card account.
48	CDBL	General	CreditCardBill	Transaction is related to a payment of credit card bill.
49	CFEE	General	CancellationFee	Transaction is related to a payment of cancellation fee.
50	COST	General	Costs	Transaction is related to payment of costs.
51	DCRD	General	Debit Card Payment	Transaction is related to a debit card payment.
52	GOVT	General	GovernmentPayment	Transaction is a payment to or from a government department.
53	ICCP	General	IrrevocableCreditCardPayment	Transaction is reimbursement of credit card payment.
54	IDCP	General	IrrevocableDebitCardPayment	Transaction is reimbursement of debit card payment.
55	IHRP	General	InstalmentHirePurchaseAgreem ent	Transaction is payment for an installment/hire-purchase agreement.
56	INSM	General	Installment	Transaction is related to a payment of an installment.
57	MSVC	General	MultipleServiceTypes	Transaction is related to a payment for multiple service types.
58	NOWS	General	NotOtherwiseSpecified	Transaction is related to a payment for type of services not specified elsewhere.
59	OFEE	General	OpeningFee	Transaction is related to a payment of opening fee.
60	OTHR	General	Other	Other payment purpose.
61	PADD	General	Preauthorized debit	Transaction is related to a pre-authorized debit origination
62	PTSP	General	PaymentTerms	Transaction is related to payment terms specifications
63	RCKE	General	Re-presented Check Entry	Transaction is related to a payment associated with a represented check entry
64	RCPT	General	ReceiptPayment	Transaction is related to a payment of receipt.
65	REFU	General	Refund	Transaction is the payment of a refund.
66	RENT	General	Rent	Transaction is the payment of rent.
67	STDY	General	Study	Transaction is related to a payment of study/tuition costs.
68	TELI	General	Telephone-Initiated Transaction	Transaction is related to a payment initiated via telephone.
69	WEBI	General	Internet-Initiated Transaction	Transaction is related to a payment initiated via internet.
70	ANNI	Investment	CommodityTransfer	Transaction settles annuity related to credit, insurance, investments, other.n
71	CMDT	Investment	Derivatives	Transaction is payment of commodities.
72	DERI	Investment	Dividend	Transaction is related to a derivatives transaction
73	DIVD	Investment	ForeignExchange	Transaction is payment of dividends.
74	FREX	Investment	Hedging	Transaction is related to a foreign exchange operation.
75	HEDG	Investment	PreciousMetal	Transaction is related to a hedging operation.
76	PRME	Investment	Savings	Transaction is related to a precious metal operation.
77	SAVG	Investment	Securities	Transfer to savings/retirement account.
78	SECU	Investment	TreasuryPayment	Transaction is the payment of securities.
79	TREA	Investment	AnesthesiaServices	Transaction is related to treasury operations.
80	ANTS	Medical	DurableMedicaleEquipment	Transaction is a payment for anesthesia services.
81	CVCF	Medical	ConvalescentCareFacility	Transaction is a payment for convalescence care facility services.
82	DMEQ	Medical	DurableMedicaleEquipment	Transaction is a payment is for use of durable medical equipment.
83	DNTS	Medical	DentalServices	Transaction is a payment for dental services.
84	HLTC	Medical	HomeHealthCare	Transaction is a payment for home health care services.
85	HLTI	Medical	HealthInsurance	Transaction is a payment of health insurance.
86	HSPC	Medical	HospitalCare	Transaction is a payment for hospital care services.
87	ICRF	Medical	IntermediateCareFacility	Transaction is a payment for intermediate care facility services.
88	LTCF	Medical	LongTermCareFacility	Transaction is a payment for long-term care facility services.
89	MDCS	Medical	MedicalServices	Transaction is a payment for medical care services.
90	VIEW	Medical	VisionCare	Transaction is a payment for vision care services.
91	ALMY	Salary & Benefits	AlimonyPayment	Transaction is the payment of alimony.
92	BECH	Salary & Benefits	ChildBenefit	Transaction is related to a payment made to assist parent/guardian to maintain child.
93	BENE	Salary & Benefits	UnemploymentDisabilityBenefit	Transaction is related to a payment to a person who is unemployed/disabled.
94	BONU	Salary & Benefits	BonusPayment.	Transaction is related to payment of a bonus.
95	COMM	Salary & Benefits	Commission	Transaction is payment of commission.
96	CSLP	Salary & Benefits	CompanySocialLoanPaymentToBa nk	Transaction is a payment by a company to a bank for financing social loans to employees.
97	GVEA	Salary & Benefits	Austrian Government Employees Category A	Transaction is payment to category A Austrian government employees.
98	GVEB	Salary & Benefits	Austrian Government Employees Category B	Transaction is payment to category B Austrian government employees.
99	GVEC	Salary & Benefits	Austrian Government Employees Category C	Transaction is payment to category C Austrian government employees.
100	GVED	Salary & Benefits	Austrian Government Employees Category D	Transaction is payment to category D Austrian government employees.
101	PAYR	Salary & Benefits	Payroll	Transaction is related to the payment of payroll.
102	PENS	Salary & Benefits	PensionPayment	Transaction is the payment of pension.
103	PRCP	Salary & Benefits	PricePayment	Transaction is related to a payment of a price.
104	SALA	Salary & Benefits	SalaryPayment	Transaction is the payment of salaries.
105	SSBE	Salary & Benefits	SocialSecurityBenefit	Transaction is a social security benefit, ie payment made by a government to support individuals.
106	ESTX	Tax	EstateTax	Transaction is related to a payment of estate tax.
107	HSTX	Tax	HousingTax	Transaction is related to a payment of housing tax.
108	INTX	Tax	IncomeTax	Transaction is related to a payment of income tax.
109	NITX	Tax	NetIncomeTax	Transaction is related to a payment of net income tax.
110	TAXS	Tax	TaxPayment	Transaction is the payment of taxes.
111	VATX	Tax	ValueAddedTaxPayment	Transaction is the payment of value added tax.
112	WHLD	Tax	WithHolding	Transaction is related to a payment of withholding tax.
113	AIRB	Transport	Air	Transaction is a payment for air transport related business.
114	BUSB	Transport	Bus	Transaction is a payment for bus transport related business.
115	FERB	Transport	Ferry	Transaction is a payment for ferry related business.
116	RLWY	Transport	Railway	Transaction is a payment for railway transport related business.
117	CBTV	Utilities	CableTVBill	Transaction is related to a payment of cable TV bill.
118	ELEC	Utilities	ElectricityBill	Transaction is related to a payment of electricity bill.
119	ENRG	Utilities	Energies	Transaction is related to a utility operation.
120	GASB	Utilities	GasBill	Transaction is related to a payment of gas bill.
121	NWCH	Utilities	NetworkCharge	Transaction is related to a payment of network charges.
122	NWCM	Utilities	NetworkCommunication	Transaction is related to a payment of network communication.
123	OTLC	Utilities	OtherTelecomRelatedBill	Transaction is related to a payment of other telecom related bill.
124	PHON	Utilities	TelephoneBill	Transaction is related to a payment of telephone bill.
125	WTER	Utilities	WaterBill	Transaction is related to a payment of water bill.

Notes Values are intended for use globally in any relevant payment context.
Allowed character set for Purpose Code = Roman alphabet.
Length of Purpose Code is always 4 characters.
The column "Classification" has been provided for convenience only. It has no function within the schema.